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Our Strategy

A HOLISTIC FOUR-STEP APPROACH

The pace and complexity of managing modern finances leaves many people unprepared to achieve a successful financial future. If you are feeling less than confident about your future, having a well-prepared financial plan may help put you in control.

At CS  Investment Services, we understand that no two clients are exactly alike or share the same goals. That is why when it comes to helping you invest in your financial future, we utilize a holistic four-step process that centers around you and your family’s unique needs.

We invest in and employ several pieces of technology in an effort to produce a more predictable outcome.  Resources such as LPL Financial and IRetire by Blackrock are all tools that our advisors have access to and utilize in helping to match a strategy that works toward the long-term goals and objectives of the families we serve.

Today it seems as though countries, economies, and markets can change overnight.  That’s why we believe it is paramount to have a tactical approach in today’s environment, not only to take advantage of opportunities as they present themselves but also for the downside protection. That’s why we provide professional asset management strategies for our clients so that they have the opportunity to pursue their long-term goals.

As independent advisors of LPL Financial, we have access to a wide array of non-proprietary products, services and research that we employ with our clients.

Check the background of investment professionals associated with this site on FINRA's BrokerCheck.


STEP 1: UNDERSTAND
We seek to get to know you – your hopes, dreams, needs, and concerns – before attempting to offer a strategy. From the first meeting, we take the time to understand your financial situation and objectives and address your entire financial picture. During this first step, we’ll determine your risk tolerance, retirement goals, investment objectives, time horizon, income needs, tax considerations, and more.
STEP 2: RECOMMENDATIONS
Once we understand your needs, we develop customized strategies that consider a number of different factors, including diversification, asset-allocation models, and investment platforms. By analyzing a number of different options, we seek to identify an investment strategy that mitigates risk and helps you preserve your wealth. We present the recommended strategies and answer any questions you may have.
STEP 3: IMPLEMENTATION
Following the second step, we implement a realistic and transparent plan based on the previous discussions with you, as well as ongoing market research. With a focus on mitigating risk, our goal is to determine how you can pursue your objectives with the least amount of risk.
STEP 4: REVIEW AND MONITOR
Once a strategy is in place, we regularly manage and monitor your investments. On an ongoing basis, we offer portfolio reviews, rebalancing, quarterly performance reports, and periodic re-examination of your investment strategy to ensure it still aligns with your needs.