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What is a financial consultant?
A financial consultant is a registered professional who has the ability to assist individuals and businesses in evaluating their financial needs and helps them in pursuing their financial goals.
What does a financial consultant do?
A financial consultant helps clients pursue their financial goals. They do this by:
- Looking at current finances to see what changes need to be made to work toward goals
- Helping clients determine which type of retirement account is most beneficial for them
- Helping clients determine if they need insurance (life, long term care, disability) and if so how much is needed
Who needs to meet with a financial consultant?
Anyone wanting to plan for retirement needs to meet with a financial consultant. If you are unhappy with your investments or want a wider variety of products in which to invest, you should meet with a financial consultant.
How do I select a financial consultant?
It is very important that you select a financial consultant that you can trust and can communicate effectively. Youíll want to make sure you select a financial consultant that you want to work with for an extended time period. Youíll also want to make sure that he/she is knowledgeable in the area(s) of your financial needs.
How can I check the background of a financial consultant?
This site will help you check the professional background of a financial consultant.
What kind of services do you provide?
We can assist you with stocks, bonds, retirement income, mutual funds, annuities, life insurance, traditional IRAs, Roth IRAs, business retirement plans, retirement plans, education planning and 529 plans, investment planning, and tax efficient investments.
What do I need to bring to a meeting?
In order to fully understand your financial situation and needs, a financial consultant will need to be privy to all facets of your finances. A copy of your most recent bank statements and IRA/401(k) statements will not only help your financial consultant get a better picture of your finances and financial needs but also help him/her see what you are currently invested in as well as what is working and what is not working for you.
How do I schedule a meeting?
Call 479-253-2265 and ask to schedule a meeting with Joe McClung. Itís that simple.
Is there a charge/fee for scheduling a meeting with a financial consultant?
There is no fee or charge for meeting with a financial consultant.
What should I expect from my first meeting with a financial consultant?
The first meeting is a consultation and opportunity for you to get to know the financial consultant and to ask him/her questions. The financial consultant will also ask questions to get an understanding of your financial situation including current investments, financial needs, and financial goals. They use this information to help create projections as to how you can accomplish your financial goals.
Who is LPL Financial?
What are FINRA and SIPC?
Financial Industry Regulatory Authority (FINRA) regulates securities firms who do business in the United States. Securities Investor Protection Corporation (SIPC) works either as a trustee or with an independent court-appointed trustee to recover funds in a missing asset case.
Are my brokerage investments insured like my bank deposits?
No, your brokerage investments are not covered by FDIC.
Securities and advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Cornerstone Bank and Cornerstone Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.
|Not FDIC Insured||Not Bank Guaranteed||May Lose Value|
|Not a Bank Deposit||Not Insured by Any Federal Government Agency|
The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: AL, AR, CA, CO, FL, HI, IA, IL, IN, KS, MO, NC, NH, NJ, OK, SC, TN, TX, VA, WA, WI