Have a question? Someone else may have had the same one. Below is a list of frequently asked questions.
What is a financial advisor?
A financial advisor is a registered professional who has the ability to assist individuals and businesses in evaluating their financial needs and helps in pursuing their financial goals.
What does a financial advisor do?
A financial advisor helps clients pursue their financial goals. They do this by:
- Looking at current finances to see what changes need to be made to work toward goals
- Helping clients determine which type of retirement account is most beneficial for them
- Helping clients determine if they need insurance (life, long term care, disability) and if so how much is needed
Who needs to meet with a financial advisor?
Anyone wanting to plan for retirement needs to meet with a financial advisor. If you are unhappy with your investments or want a wider variety of products in which to invest, you should meet with a financial advisor.
How do I select a financial advisor?
It is very important that you select a financial advisor that you can trust and can communicate effectively. You’ll want to make sure you select a financial advisor that you want to work with for an extended time period. You’ll also want to make sure that he/she is knowledgeable in the area(s) of your financial needs.
How can I check the background of a financial advisor?
What kind of services do you provide?
We can assist you with stocks, bonds, retirement income, mutual funds, annuities, life insurance, traditional IRAs, Roth IRAs, business retirement plans, retirement plans, education planning and 529 plans, investment planning, and tax efficient investments.
What do I need to bring to a meeting?
In order to fully understand your financial situation and needs, a financial advisor will need to be privy to all facets of your finances. A copy of your most recent bank statements and IRA/401(k) statements will not only help your financial advisor get a better picture of your finances and financial needs but also help him/her see what you are currently invested in as well as what is working and what is not working for you.
How do I schedule a meeting?
Call 479-253-2265 and ask to schedule a meeting with Joe McClung. It’s that simple.
Is there a charge/fee for scheduling a meeting with a financial advisor?
There is no fee or charge for meeting with a financial advisor.
What should I expect from my first meeting with a financial advisor?
The first meeting is a consultation and opportunity for you to get to know the financial advisor and to ask him/her questions. The financial advisor will also ask questions to get an understanding of your financial situation including current investments, financial needs, and financial goals. They use this information to help create projections as to how you can accomplish your financial goals.
Who is LPL Financial?
What are FINRA and SIPC?
Are my brokerage investments insured like my bank deposits?
No, your brokerage investments are not covered by FDIC.