Mortgage Products

With all of the different programs and choices available for home loans today, let one of our mortgage professionals help you decide what the best one for you is.

Fixed Rate Loans 8-30 years

With very competitive rates, pick the term that best suits you and your family.

Variable Rate Loans

Choose from a 1, 3, 5, or 7 year ARM.

Home Equity Line of Credit (HELOC)       

For those who want to use the equity in their home for house repairs, consolidate debt, or anything else you can imagine.

Construction Loan

We are here to help you build your dream home or add on to one you already own. Cornerstone Bank offers a variety of options to help you get the job done.


Cornerstone Bank offers a full line of VA loans guaranteed by the United States Department of Veteran Affairs.


If you have some blemishes in your credit history or don't have a large down payment, an FHA loan backed by the Federal Housing Administration may suit your needs.


RD loans are perfect for those who don't have the extra funds for a down payment but still want a great fixed rate. They are guaranteed by the United States Department of Agriculture Office of Rural Development.

Reverse Mortgage

Are you at least 62 years old and need to use the equity in your home without having a monthly payment? Let a Cornerstone Bank loan professional talk to you about a Reverse Mortgage.