At Cornerstone Bank we Reward our clients for doing their everyday checking with us. We give you the freedom to choose which accounts are right for you and customize your Rewards. It's that simple!
| Accounts | Kasasa Cash® Checking | Kasasa Cash Back® Checking | Kasasa Saver® | Money Market Rewards | Century Money Market Rewards | Reward Certificates of Deposit / IRAs |
|---|---|---|---|---|---|---|
| Description | Earn high interest plus refunds on your ATM fees, nationwide!* | Earn cash back on your debit card purchases plus refunds on your ATM fees!* | Connects to your Kasasa® checking to make saving effortless! | We reward you with higher interest when you keep your primary checking account with us! | Cornerstone Bank is celebrating our 105th anniversary with our new Century Money Market Rewards! | Check out our Reward CDs that maximize your investments by simply doing your primary checking with us! |
| Opening Balance | $100 | $100 | $100 | $100 | $100 | $5,000 |
| Service Charge | $0 | $0 | $0 | $12 if Daily Balance falls below $2,500 during monthly cycle | $12 if Daily Balance falls below $2,500 during monthly cycle | $0 |
| Rewards / Interest |
2.51% APY* on balances up to $10,000
2.51% to 0.30% APY on balances over $10,000 depending on balance in the account* |
2% cash back on debit card purchases (up to $6 per month)* Refunds on ATM fees (up to $20 monthly)* |
0.70% APY* on balances up to $50,000
0.70% to 0.27% APY on balances over $50,000 depending on balance in the account* |
APY% increases with each tier level:
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APY% increases with each tier level:
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Rates vary by term - contact Financial Institution for current rates. |
| Free Debit Card (upon approval) |  |
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N/A | N/A | N/A | N/A |
| Free Online & Mobile Banking | |
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| Free Unlimited Billpay | |
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N/A | Limited Transaction Account** | Limited Transaction Account** | N/A |
| Free eStatements | |
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N/A |
| Free Paper Statements | $5 monthly or $7.50 monthly for combined Kasasa Cash Checking & Kasasa Saver Accounts | $5 monthly or $7.50 monthly for combined Kasasa Cash Back Checking & Kasasa Saver Accounts | Included in the $7.50 monthly for combined Kasasa Cash or Cash Back Checking Accounts | |
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N/A |
| Other Features | *Qualifications, limits and other requirements apply. See financial institution for details. Learn more. | *Qualifications, limits and other requirements apply. See financial institution for details. Learn more. | *Qualifications, limits and other requirements apply. See financial institution for details. Learn more. | To earn your Rewards – simply maintain your everyday Cornerstone Bank checking account with an average monthly balance of $2,500 and one recurring Direct Deposit or Automatic Draft tied to your account | To earn your Rewards – simply maintain your everyday Cornerstone Bank checking account with an average monthly balance of $2,500 and one recurring Direct Deposit or Automatic Draft tied to your account | To qualify for Reward CD Rates, maintain a checking or savings account with an average monthly balance of $1,000 and a recurring ACH or Direct Deposit |
**During any statement cycle, you may not make more than six withdrawals or transfers to another bank account of yours or to a third party by means of a pre-authorized, automatic transfer or telephonic order or instruction, whether initiated by check, draft, debit card or similar order to a third party.
