Savings Accounts

Whether you are saving for a home, college, vacation, or any of life’s unexpected events, we can help secure the road to getting there. Cornerstone Bank offers a variety of savings options to maximize your investments while keeping your money safe and secure, including our Reward line of money market and savings accounts.

Accounts	Kasasa Saver®	Statement Savings	Health Savings Account	Christmas Club	Money Market Rewards	Century Money Market Rewards
Description	Connects to your Kasasa® checking to make saving effortless!	We have Personal and Minor Savings accounts that allow you to begin saving and earning interest with a minimal investment.	A Health Savings Account can provide a smart way to save for future healthcare needs in conjunction with a Qualified Health Care plan.	The Christmas Club Savings is the perfect account not only for the holidays but for other specific savings needs!	We reward you with higher interest when you keep your primary checking account with us!.	Cornerstone Bank is celebrating our 105th anniversary with our new Century Money Market Rewards!
Opening Balance	$100	$100	$100	$100	$100	$100
Service Charge	$0	$1 if Daily Balance falls below $100 during monthly cycle - FREE for Minors	$50 Annual	$0	$12 if Daily Balance falls below $2,500 during monthly cycle	$12 if Daily Balance falls below $2,500 during monthly cycle
Monthly Service Charge Waived	N/A	$100 Minimum Daily Balance	N/A	N/A	$2,500 Minimum Daily Balance	$2,500 Minimum Daily Balance
Interest Bearing
Interest Tiers	0.70% APY* on balances up to $50,000   0.70% to 0.27% APY on balances over $50,000 depending on balance in the account* 0.01% APY* if qualifications are not met	Interest on all funds when balance >$100	APY% increases with each tier level: $0-$2,499 $2,500-$9,999 $10,000 and up	Interest on all funds up to a maximum of $5,000	APY% increases with each tier level: $0-$9,999 $10,000-$24,999 $25,000-$49,999 $50,000-$74,999 $75,000 and up	APY% increases with each tier level: $0-$9,999 $10,000-$24,999 $25,000-$49,999 $50,000-$74,999 $75,000-$99,999 $100,000 and up
Free Debit Card (upon approval)	N/A	N/A		N/A	N/A	N/A
Free eBankLink & eMobileLink
Free Unlimited eBillPay	N/A - Limited Transaction Account*	N/A - Limited Transaction Account*		N/A	Limited Transaction Account**	Limited Transaction Account**
Free eStatements
Free Paper Statements	Included in the $7.50 monthly for combined Kasasa Cash or Cash Back Checking Accounts
Free Check Images		N/A		N/A
Other Features	*Qualifications, limits and other requirements apply. See financial institution for details. Learn more			A check for the balance of the account and any accrued interest is sent to the account holder prior to November 1, just in time for the holidays.	To earn your Rewards – simply maintain your everyday Cornerstone Bank checking account with an average monthly balance of $2,500 and one recurring Direct Deposit or Automatic Draft tied to your account	To earn your Rewards – simply maintain your everyday Cornerstone Bank checking account with an average monthly balance of $2,500 and one recurring Direct Deposit or Automatic Draft tied to your account

**During any statement cycle, you may not make more than six withdrawals or transfers to another bank account of yours or to a third party by means of a pre-authorized, automatic transfer or telephonic order or instruction, whether initiated by check, draft, debit card or similar order to a third party.