Whether you are saving for a home, college, vacation, or any of life’s unexpected events, we can help secure the road to getting there. Cornerstone Bank offers a variety of savings options to maximize your investments while keeping your money safe and secure, including our Reward line of money market and savings accounts.
Accounts | Kasasa Saver® | Statement Savings | Health Savings Account | Christmas Club | Money Market Rewards | Century Money Market Rewards |
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Description | Connects to your Kasasa® checking to make saving effortless! | We have Personal and Minor Savings accounts that allow you to begin saving and earning interest with a minimal investment. | A Health Savings Account can provide a smart way to save for future healthcare needs in conjunction with a Qualified Health Care plan. | The Christmas Club Savings is the perfect account not only for the holidays but for other specific savings needs! | We reward you with higher interest when you keep your primary checking account with us!. | Cornerstone Bank is celebrating our 105th anniversary with our new Century Money Market Rewards! |
Opening Balance | $100 | $100 | $100 | $100 | $100 | $100 |
Service Charge | $0 | $1 if Daily Balance falls below $100 during monthly cycle - FREE for Minors | $50 Annual | $0 | $12 if Daily Balance falls below $2,500 during monthly cycle | $12 if Daily Balance falls below $2,500 during monthly cycle |
Monthly Service Charge Waived | N/A | $100 Minimum Daily Balance | N/A | N/A | $2,500 Minimum Daily Balance | $2,500 Minimum Daily Balance |
Interest Bearing | ![]() |
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Interest Tiers |
0.70% APY* on balances up to $50,000
0.70% to 0.27% APY on balances over $50,000 depending on balance in the account* |
Interest on all funds when balance >$100 |
APY% increases with each tier level:
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Interest on all funds up to a maximum of $2,000 |
APY% increases with each tier level:
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APY% increases with each tier level:
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Free Debit Card (upon approval) | N/A | N/A | ![]() |
N/A | N/A | N/A |
Free eBankLink & eMobileLink | ![]() |
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Free Unlimited eBillPay | N/A - Limited Transaction Account* | N/A - Limited Transaction Account* | ![]() |
N/A | Limited Transaction Account** | Limited Transaction Account** |
Free eStatements | ![]() |
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Free Paper Statements | Included in the $7.50 monthly for combined Kasasa Cash or Cash Back Checking Accounts | ![]() |
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Free Check Images | ![]() |
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Other Features | *Qualifications, limits and other requirements apply. See financial institution for details. Learn more | A check for the balance of the account and any accrued interest is sent to the account holder prior to November 1, just in time for the holidays. | To earn your Rewards – simply maintain your everyday Cornerstone Bank checking account with an average monthly balance of $2,500 and one recurring Direct Deposit or Automatic Draft tied to your account | To earn your Rewards – simply maintain your everyday Cornerstone Bank checking account with an average monthly balance of $2,500 and one recurring Direct Deposit or Automatic Draft tied to your account |
**During any statement cycle, you may not make more than six withdrawals or transfers to another bank account of yours or to a third party by means of a pre-authorized, automatic transfer or telephonic order or instruction, whether initiated by check, draft, debit card or similar order to a third party.