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Online Banking

What can we help you find?

Deposit Accounts

Cornerstone Bank offers a variety of Personal Deposit Account options, including free checking accounts, high interest savings accounts, Rewards CDs, and both Traditional and Roth IRAs.

Personal Checking

Cornerstone Bank is happy to be able to offer our customers a variety of premium personal checking options. To show how much we appreciate your business, all of our checking accounts include the following benefits:

  • NO Monthly Service Fees
  • FREE Online & Mobile Banking
  • FREE Unlimited Bill Pay
  • FREE eStatements
  • FREE Instant Issue Debit Card (upon approval)

For customers looking to earn rewards through their personal checking, Cornerstone Bank has Kasasa Cash® and Kasasa Cash Back® accounts available. What’s Kasasa? It’s free checking that rewards you in cash to spend on whatever you like. Why would you pay for a checking account when it could be paying you?

Kasasa accounts revolutionize the way you bank, eliminating fees and maximizing payouts. Cornerstone Bank is the only bank in Carroll, Madison, and Boone counties that offers Kasasa checking accounts, providing big rewards with the quality local service our customers expect.

Cornerstone Bank also has a Select Checking account for customers age 50 or older that includes free standard checks, free cashier’s checks (2 per month), and free paper statements. Or for the easiest option, simply your life with our hassle-free, no frills Simple Checking account that requires no minimum balance.

For more information about rewards and qualifications, and to compare all of Cornerstone Bank’s checking account options, visit our Personal Checking page.

Personal Savings

Cornerstone Bank has several differing Savings account options to fit a variety of personal banking needs. Our Kasasa Saver account easily connects to your Kasasa Cash® or Kasasa Cash Back® checking account to make saving effortless.

As an added benefit to customers who keep their primary checking account with us, Cornerstone Bank also offers Money Market Rewards and Century Money Market Rewards accounts that provide a higher interest while still maintaining access to your funds.

Whether you’re looking to start small with minimal investment or prefer a high interest money market account for larger balances, we have a savings account option for you.

Learn more about our Savings Account options and compare account types here.

Certificates of Deposit 

For those looking for a safe savings option, Cornerstone Bank offers Certificates of Deposit with a wide range of terms and competitive rates. To maximize your investments, check out our Rewards CDs, which offer above market rates to customers who do their primary checking with us. Cornerstone offers this unique, high interest CD option to show our customers how much we appreciate their business by helping them grow their money. 

Visit with one of our knowledgeable Deposit Services Representatives to see how we can help you plan for your current and future savings needs while keeping your investments FDIC insured up to $250,000. Large deposits can obtain FDIC Insurance through our CDARS Registry Service. 

Visit our Certificates of Deposit page for more information.

Individual Retirement Accounts

Cornerstone Bank offers an ideal way to save for retirement with Individual Retirement Accounts. Both Traditional and Roth IRA accounts are available with competitive rates, and your IRA savings are FDIC insured up to $250,000. Consult with your tax advisor on the advantages of opening an IRA account and speak with one of our knowledgeable Deposit Services Representatives to see how Cornerstone Bank can help you plan for your retirement savings needs.

For questions about Cornerstone Bank’s Individual Retirement Account options, fill out our online contact form or visit one of our convenient locations to speak with a bank representative.