Free Kasasa Cash® Checking

Earn high interest and refunds on your ATM fees* with free Kasasa Cash® checking — just for doing banking basics that you’re probably already doing! The best part is that there’s never a monthly service fee to worry about. It’s our way of thanking you for banking with us!

  • 2.51% APY* on balances up to $10,000
  • 2.51% to 0.30% APY on balances over $10,000 depending on balance in account*
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $20 monthly)*
  • Can link to high-interest Kasasa Saver® account
  • NO Monthly Service Fees
  • FREE Online & Mobile Banking
  • FREE Unlimited Bill Pay
  • FREE eStatement
  • FREE Instant Issue Debit Card (upon approval)
  • $100 minimum deposit to open

It’s Easy to Qualify For Rewards
Just have the following transactions & activities post and settle to your free Kasasa Cash account each monthly qualification cycle:

  • At least 15 debit card purchases
  • At least 2 direct deposits or automatic payments (ACH)
  • Be enrolled & log into online banking

That’s it. Even if you don’t qualify one month, don’t worry — your account is still free and you’ll still earn our base interest rate. Plus, you can get right back to earning your full rewards the very next month!

*Qualifications Information: Account transactions and activities may take one or more Business Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, purchases made with non-Cornerstone Bank issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY of 2.51%; and balances over $10,000 earn 0.30% interest rate on the portion of balance over $10,000, resulting in a range from 2.51% to 0.50% APY depending on the account’s balance and (2) you will receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.

When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 5/27/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly receipt of electronic statements is a condition of this account. You may request to receive paper statements for $5 monthly or $7.50 monthly for combined Kasasa Cash & Kasasa Saver Accounts. Enrollment in electronic services (e.g. online banking) and log-ons may be required to meet some of the account’s qualifications. Limit one Reward or Kasasa checking account per social security number. Account available to residents of Cornerstone Bank's market area only. There are no recurring monthly service charges or fees to open or close this account. Contact a Cornerstone Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.